Indiana State vs Charlotte Prediction, Picks & Odds | 03 Nov 2025

College Basketball Betting Preview: Indiana State vs Charlotte

The Indiana State Sycamores go up against the Charlotte 49ers, with tip-off scheduled for 20:00 on Monday, November 3. Our betting preview features expert NCAAB predictions, betting tips, the latest odds and H2H stats.

Charlotte Facing Tough Test

Our best bet is Indiana State to cover the spread. +3.5 at odds of -115 look more than generous and we’re happy to back them with this advantage against Charlotte.

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Both Teams Dealt Losing Blow in Previous Game

Indiana State Sycamores lost on the road in their previous game. Southern Illinois Salukis won 86-85.

Charlotte 49ers were beaten last game and this was on the road. Florida Atlantic Owls claimed a 64-59 win.

Indiana State vs Charlotte Prediction & Picks

We’ve got your Indiana State vs Charlotte bets covered, including our expert match prediction, correct score recommendation and a hand-picked bet builder tailored for value.

Game Prediction

Our pick is that Indiana State will cover the line and prove to be competitive. It’s currently set at +3.5 for this college matchup and that makes lots of appeal, with odds of -115 available.

The college hoops handicappers at Sportsgambler.com regularly track injury updates and pair that with current form. We also tap into a deep stats database to highlight the key numbers that help shape our basketball picks.

Key Indiana State vs Charlotte stats:

• The +3.5 line has been covered by Indiana State in 3 of their last 5 games.
• The +3.5 line has been covered by Indiana State in 6 of their last 10 games.
• The +3.5 line has been covered by Indiana State in 2 consecutive games.
• The -3.5 line hasn’t been covered by Charlotte in 6 consecutive games.
• The -3.5 line hasn’t been covered by Charlotte in 9 of their last 10 games.
• The -3.5 line hasn’t been covered by Charlotte in 18 of their last 20 games.

Indiana State +3.5 Probability

The top sportsbooks make it a 53.5% chance that our pick is settled as a winner. Taking all factors into consideration, our experts think there’s a stronger chance of success and estimate the probability to be closer to 60%. This is why we can recommend this college basketball bet.

If you want a viable alternative to backing Indiana State on the spread, then the Winning Margin could be up your street. Choose from a range of options.

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Best Bet

Indiana State +3.5 @ -115 Bet Now

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Correct Score Prediction

Indiana State 76 - 74 Charlotte

A close game could be on the cards. We’ll bet on Indiana State to secure a 76-74 win at huge odds and this correct score selection should hopefully be a fun one.

Indiana State vs Charlotte Odds

The odds and lines are updated on a frequent basis. You might therefore find that they are different to the ones listed for the above betting predictions.

Latest Moneyline Odds Suggest Charlotte Victory

The sportsbooks have Charlotte at -159 when it comes to the Moneyline betting, implying the favorites are 61% likely to win this game according to the latest odds. For those wanting to oppose the market leader, you can get +128 about Indiana State.

The spread is calculated to be 2.5, while total points comes in at 152.5. A bet on the Totals allows fans to use the latest basketball data to good effect. If you fancy Under 152.5, then the odds are -106.

Whether you are betting pre-game or in-game, you can feast on a wide range of team props and game lines at the top basketball sportsbooks. The selections are practically endless, and it’s fantastic to have so many options.

Moneyline

IN State

+128

Charlotte

-159

Point Spread

IN State +2.5

-105

Charlotte -2.5

-115

Total Points

Under 152.5

-106

Over 152.5

-118

Player Props & Micro Betting

If you’re looking for an alternative to the main game lines, check out the player props instead. It’s great to wager on Total Points, Three-Pointers, Assists, Steals, Blocks and Rebounds as potential options.

An increasing number of bettors are now enjoying micro betting on college basketball and it’s something which is available on an in-game basis. Wait for the action to start and then wager on something specific to happen.

Last 5 & H2H

Latest regular season and playoff games stats.

Indiana State Stats

Charlotte Stats

Moneyline

• 4 wins and 6 defeats in the last 10 games
• 2 wins and 8 defeats in the last 10 games on the road

Moneyline

• 3 wins and 7 defeats in the last 10 games
• 3 wins and 7 defeats in the last 10 home games

Point Spread

• +3.5 Betting Line: Have covered the spread in 6 of the last 10 games
• +3.5 Betting Line on the Road: Have covered the spread in 5 of the last 10 games on the road

Point Spread

• -3.5 Betting Line: Have covered the spread in 1 of the last 10 games
• -3.5 Betting Line at Home: Have covered the spread in 2 of the last 10 home games

Total Points

• Game Totals: An average of 160.90 pts in the previous 10 games
• Game Totals on the Road: An average of 165.10 pts in the previous 10 games on the road
• Over 153.5: Covered in 7 of the previous 10 games
• Over 153.5 on the Road: Covered in 8 of the previous 10 games on the road
• Team Totals: Have scored an average of 81.10 pts and allowed 79.80 pts in the last 10 games
• Team Totals on the Road: Have scored an average of 78.40 pts and allowed 86.70 pts in the last 10 games on the road

Total Points

• Game Totals: An average of 144.50 pts in the previous 10 games
• Game Totals at Home: An average of 145.40 pts in the previous 10 home games
• Over 153.5: Covered in 3 of the previous 10 games
• Over 153.5 at Home: Covered in 2 of the previous 10 home games
• Team Totals: Have scored an average of 69.70 pts and allowed 74.80 pts in the last 10 games
• Team Totals at Home: Have scored an average of 70.30 pts and allowed 75.10 pts in the last 10 home games

NCAAB Table Select Season 2025/20262024/20252023/20242022/20232021/20222020/20212019/2020

	Overall	PF	PA	N. Pts	Home	Away	Strk

Missouri Valley	Overall	PF	PA	N. Pts	Home	Away	Strk
Belmont	0-0	0	0	0	0-0	0-0	-
Bradley	0-0	0	0	0	0-0	0-0	-
Drake	0-0	0	0	0	0-0	0-0	-
Evansville	0-0	0	0	0	0-0	0-0	-
Illinois State	0-0	0	0	0	0-0	0-0	-
Indiana State	0-0	0	0	0	0-0	0-0	-
Murray State	0-0	0	0	0	0-0	0-0	-
Northern Iowa	0-0	0	0	0	0-0	0-0	-
Southern Illinois	0-0	0	0	0	0-0	0-0	-
UIC	0-0	0	0	0	0-0	0-0	-
Valparaiso	0-0	0	0	0	0-0	0-0	-

• Overall = Overall Wins-Losses
• PF = Total Points For
• PA = Total Points Against
• N. Pts = Point Differential
• Home = Home Record
• Away = Away Record
• Strk = Current Streak