Army vs UMBC Prediction, Picks & Odds | 12 Dec 2025

College Basketball Betting Preview: Army vs UMBC

The Army Black Knights square off against the UMBC Retrievers, with tip-off scheduled for 18:00 on Friday, December 12.

UMBC are capable of covering the -7.5 line when they go up against Army. We’re confident of a strong showing and a bet against the spread could be the best play at -106.

Following our spread pick? Secure the best BetMGM promo code and get the full breakdown in our expert site review ahead of making your move.

Army Black Knights won their previous game which was at home. It was a 111-53 triumph against Gallaudet Bison.

UMBC Retrievers lost their last game, being beaten at home to Buffalo Bulls 83-79.

NCAAB	Overall	PF	PA	N. Pts	Home	Away	Strk
UMBC	6-4	755	716	39	4-1	2-3	1L
Army	4-7	808	855	-47	3-4	1-3	1W

View Full Standings

Army vs UMBC Prediction & Picks

We dive into the top Army vs UMBC betting angles, including our main match prediction, best correct score play and a bet builder tailored for value.

Game Prediction

Don’t miss out on the chance to side with UMBC on the spread at -7.5. On the face of it, this seems a generous line and odds of -106 can be backed for this college contest.

Knowing which players are injured gives us a valuable edge when making basketball predictions. After reviewing the form guide, we turn to the latest stats to shape our college hoops picks.

Key Army vs UMBC stats:

• The -7.5 line has been covered by UMBC in 3 of their last 5 games at home.
• The +7.5 line hasn’t been covered by Army in 6 of their last 10 games.

UMBC -7.5 Probability

According to the latest odds, our pick has a 51.5% chance of delivering a return. Taking all factors into consideration, our analysts think there’s a stronger chance of success and estimate the probability to be closer to 60%. That means we’re regarding it as a value bet.

Want bigger odds when it comes to your wager? Never fear, you are able to head to the sportsbooks and move the line until you’re happy with the price.

Before you bet, take a look at our complete guide to the best free bets and new customer bonuses on offer now.

Our Game Prediction

UMBC -7.5 @ -106 Bet Now

BetMGM Promo Up To $1500 in Bonus Bets Get Bonus T&C apply. Gamble responsibly 18+

Gamble responsibly 18+. All odds are correct at time of publishing and are subject to change. To use the Bookmaker Live Streaming services you will need to be logged in and have a funded account or to have placed a bet in the last 24 hours. Geo-restrictions apply.

Correct Score Prediction

Army 71 - 83 UMBC

Let’s roll the dice and try UMBC to achieve a 83-71 winning scoreline. There are huge betting odds for this potential outcome and it’s a fun type of wager to enjoy.

Army vs UMBC Odds

The odds and lines are updated on a frequent basis. You might therefore find that they are different to the ones listed for the above betting predictions.

With a 76% chance of securing victory, UMBC are favorites for this college game and the sportsbooks have them at betting odds of -313. For those wanting to oppose the market leader, you can get +250 about Army.

The current spread is 6.5 and the total points line is 146.5. A bet on the Totals allows fans to use the latest basketball data to good effect. There’s an opportunity to bet Over 146.5 at -110.

If you’re planning to place a bet on a college basketball contest, visit the best sportsbooks and check out the wide range of team props and game lines. Find the lines which are the most attractive.

Moneyline

Army

+250

UMBC

-313

Point Spread

Army +6.5

-105

UMBC -6.5

-115

Total Points

Under 146.5

-110

Over 146.5

-110

The best gambling sites offer player prop betting to their customers. These can be a great alternative if you want to focus on an individual’s performance within a game and it often involves wagering over or under a line.

Micro betting is an exciting way to wager on college basketball. There are many live lines and it’s a simple case of predicting what is going to happen. Next Field Goal, where you select if the shot will be a two or three-pointer are among the options.

Latest regular season and playoff games stats.

Army Stats

UMBC Stats

Moneyline

• 3 wins and 7 defeats in the last 10 games
• 2 wins and 8 defeats in the last 10 games on the road

Moneyline

• 6 wins and 4 defeats in the last 10 games
• 6 wins and 4 defeats in the last 10 home games

Point Spread

• +7.5 Betting Line: Have covered the spread in 4 of the last 10 games
• +7.5 Betting Line on the Road: Have covered the spread in 5 of the last 10 games on the road

Point Spread

• -7.5 Betting Line: Have covered the spread in 3 of the last 10 games
• -7.5 Betting Line at Home: Have covered the spread in 3 of the last 10 home games

Total Points

• Game Totals: An average of 154.10 pts in the previous 10 games
• Game Totals on the Road: An average of 140.70 pts in the previous 10 games on the road
• Over 146.5: Covered in 8 of the previous 10 games
• Over 146.5 on the Road: Covered in 3 of the previous 10 games on the road
• Team Totals: Have scored an average of 73.50 pts and allowed 80.60 pts in the last 10 games
• Team Totals on the Road: Have scored an average of 65.10 pts and allowed 75.60 pts in the last 10 games on the road

Total Points

• Game Totals: An average of 147.10 pts in the previous 10 games
• Game Totals at Home: An average of 150.60 pts in the previous 10 home games
• Over 146.5: Covered in 5 of the previous 10 games
• Over 146.5 at Home: Covered in 7 of the previous 10 home games
• Team Totals: Have scored an average of 75.50 pts and allowed 71.60 pts in the last 10 games
• Team Totals at Home: Have scored an average of 78.30 pts and allowed 72.30 pts in the last 10 home games

NCAAB Table Select Season 2025/20262024/20252023/20242022/20232021/20222020/20212019/2020

America East	Overall	PF	PA	N. Pts	Home	Away	Strk
UMBC	6-4	755	716	39	4-1	2-3	1L
Vermont	6-5	866	828	38	2-3	4-2	1W
UMass Lowell	4-7	858	872	-14	3-1	1-6	1W
NJIT	4-7	708	865	-157	2-1	2-6	1W
New Hampshire	3-7	704	715	-11	3-1	0-6	1W
Binghamton	3-7	654	726	-72	3-3	0-4	1L
Albany	3-8	832	830	2	3-2	0-6	2L
Bryant	3-8	689	775	-86	3-0	0-8	2L
Maine	1-11	718	844	-126	0-3	1-8	1W

Patriot League	Overall	PF	PA	N. Pts	Home	Away	Strk
American	7-4	898	775	123	7-1	0-3	3W
Navy	6-5	792	761	31	3-2	3-3	2W
Colgate	5-5	758	743	15	3-1	2-4	1L
Holy Cross	5-7	803	875	-72	3-1	2-6	3W
Loyola Maryland	4-7	833	835	-2	4-2	0-5	2L
Boston University	4-7	818	831	-13	3-2	1-5	2L
Army	4-7	808	855	-47	3-4	1-3	1W
Lehigh	3-8	769	815	-46	2-2	1-6	2L
Lafayette	3-8	765	824	-59	3-3	0-5	1L
Bucknell	3-9	793	922	-129	1-4	2-5	1W

• Overall = Overall Wins-Losses
• PF = Total Points For
• PA = Total Points Against
• N. Pts = Point Differential
• Home = Home Record
• Away = Away Record
• Strk = Current Streak

Top Basketball Pages