UMBC vs South Florida Prediction, Picks & Odds | 21 Dec 2025

College Basketball Betting Preview: UMBC vs South Florida

The UMBC Retrievers go up against the South Florida Bulls, with tip-off scheduled for 15:00 on Sunday, December 21.

UMBC might not be a complete pushover against South Florida and we fancy them against the spread. You can get a generous +22.5 and the underdogs are available at -115.

Trusting our spread pick? Claim the latest BetMGM promo code and learn more about the site in our comprehensive review before placing your wager.

UMBC Retrievers lost when they last took to the court. They were turned over 63-60 at home to Army Black Knights.

South Florida Bulls suffered a defeat in their last game. A 104-93 scoreline occurred on the road against Alabama Crimson Tide.

NCAAB	Overall	PF	PA	N. Pts	Home	Away	Strk
South Florida	6-5	979	900	79	5-2	1-3	1L
UMBC	6-5	815	779	36	4-2	2-3	2L

View Full Standings

UMBC vs South Florida Prediction & Picks

This UMBC vs South Florida betting guide features sharp analysis across major markets, including an expert match prediction, correct score bet and a strategic bet builder.

Game Prediction

The underdogs have been given a +22.5 line on the spread. We think they can avoid a heavy defeat in this college showdown and you can play UMBC at -115.

The college hoops handicappers at Sportsgambler.com always keep close tabs on team news as it develops. We also rely on recent form and key stats to help shape our basketball picks and guide the final call.

Key UMBC vs South Florida stats:

• The +22.5 line has been covered by UMBC in 6 consecutive games.
• The +22.5 line has been covered by UMBC in 9 of their last 10 games.
• The +22.5 line has been covered by UMBC in 18 of their last 20 games.
• The -22.5 line hasn’t been covered by USF in 8 consecutive games.
• The -22.5 line hasn’t been covered by USF in 9 of their last 10 games.
• The -22.5 line hasn’t been covered by USF in 18 of their last 20 games.

UMBC +22.5 Probability

If you go by the best sportsbooks, our pick has a 53.5% chance of landing a return. However, our cappers think that the probability is close to 60% taking all factors into consideration. This is why we regard this as a value bet.

If you want to get an odds boost when it comes to UMBC covering the line, then consider a Bet Builder where multiple picks can be combined together.

Take full advantage of our betting promo codes. Browse our up-to-date guide featuring top bonuses and exclusive offers.

Our Game Prediction

UMBC +22.5 @ -115 Bet Now

BetMGM Promo Up To $1500 in Bonus Bets Get Bonus T&C apply. Gamble responsibly 18+

Gamble responsibly 18+. All odds are correct at time of publishing and are subject to change. To use the Bookmaker Live Streaming services you will need to be logged in and have a funded account or to have placed a bet in the last 24 hours. Geo-restrictions apply.

Correct Score Prediction

UMBC 67 - 85 South Florida

There are some big returns lying in wait if you can get the correct score right. With this in mind, we’ll have a play on the Bulls to enjoy a 85-67 winning scoreline.

UMBC vs South Florida Odds

The odds and lines are updated on a frequent basis. You might therefore find that they are different to the ones listed for the above betting predictions.

The Moneyline betting odds might not be available with some sportsbooks as there’s a big underdog in the form of UMBC. However, the Spread can provide some great alternative wagering options.

The spread is currently 22.5, with the total points line at 157.5. There is no denying the popularity of betting on the Totals. Those that want to back Under 157.5 can find odds of -110 available.

The good news is that you can access a wide range of team props and game lines for most college basketball contests. The best betting apps have a huge range of pre-game and in-game wagering options.

Moneyline

UMBC

-

USF

-

Point Spread

UMBC +22.5

-115

USF -22.5

-105

Total Points

Under 157.5

-110

Over 157.5

-110

We’re fond of player props as an alternative to betting on the game result. The gambling sites will have Points, Assists, Three-Pointers, Rebounds and Steals among the choices and you can take a particular view.

There are some exciting college basketball micro betting lines that are created and they are available in-game. Among them are Next Field Goal, where you select if the shot will be a two or three-pointer. The long-ball option pays better, and in today’s game, you can never discount the three-pointer.

Latest regular season and playoff games stats.

UMBC Stats

South Florida Stats

Moneyline

• 5 wins and 5 defeats in the last 10 games
• 2 wins and 8 defeats in the last 10 games on the road

Moneyline

• 5 wins and 5 defeats in the last 10 games
• 5 wins and 5 defeats in the last 10 home games

Point Spread

• +22.5 Betting Line: Have covered the spread in 9 of the last 10 games
• +22.5 Betting Line on the Road: Have covered the spread in 8 of the last 10 games on the road

Point Spread

• -22.5 Betting Line: Have covered the spread in 1 of the last 10 games
• -22.5 Betting Line at Home: Have covered the spread in 2 of the last 10 home games

Total Points

• Game Totals: An average of 146.70 pts in the previous 10 games
• Game Totals on the Road: An average of 153.50 pts in the previous 10 games on the road
• Over 157.5: Covered in 3 of the previous 10 games
• Over 157.5 on the Road: Covered in 5 of the previous 10 games on the road
• Team Totals: Have scored an average of 74.10 pts and allowed 72.60 pts in the last 10 games
• Team Totals on the Road: Have scored an average of 71.80 pts and allowed 81.70 pts in the last 10 games on the road

Total Points

• Game Totals: An average of 171.00 pts in the previous 10 games
• Game Totals at Home: An average of 149.10 pts in the previous 10 home games
• Over 157.5: Covered in 5 of the previous 10 games
• Over 157.5 at Home: Covered in 2 of the previous 10 home games
• Team Totals: Have scored an average of 87.70 pts and allowed 83.30 pts in the last 10 games
• Team Totals at Home: Have scored an average of 77.30 pts and allowed 71.80 pts in the last 10 home games

NCAAB Table Select Season 2025/20262024/20252023/20242022/20232021/20222020/20212019/2020

American Athletic Conference	Overall	PF	PA	N. Pts	Home	Away	Strk
Tulsa	11-1	1072	848	224	6-0	5-1	8W
Tulane	9-4	954	978	-24	7-3	2-1	2W
UAB	8-4	1010	868	142	6-2	2-2	1W
Florida Atlantic	8-4	998	872	126	5-2	3-2	1L
North Texas	8-4	820	771	49	6-1	2-3	1L
Temple	7-4	877	797	80	5-2	2-2	3W
Wichita State	7-5	925	807	118	6-3	1-2	1W
South Florida	6-5	979	900	79	5-2	1-3	1L
Rice	6-7	990	939	51	6-2	0-5	1L
Charlotte	5-7	849	858	-9	5-3	0-4	1W
East Carolina	5-7	821	892	-71	5-5	0-2	2W
Memphis	4-7	817	840	-23	4-3	0-4	3L
UTSA	4-7	787	825	-38	2-2	2-5	4L

America East	Overall	PF	PA	N. Pts	Home	Away	Strk
Vermont	8-6	1093	1039	54	4-4	4-2	1L
UMBC	6-5	815	779	36	4-2	2-3	2L
UMass Lowell	5-8	1016	1029	-13	4-1	1-7	1W
New Hampshire	4-7	763	773	-10	4-1	0-6	2W
NJIT	4-8	757	930	-173	2-2	2-6	1L
Albany	4-9	982	990	-8	3-2	1-7	1W
Bryant	3-9	763	857	-94	3-1	0-8	3L
Binghamton	3-10	845	995	-150	3-4	0-6	4L
Maine	1-12	761	914	-153	0-4	1-8	1L

• Overall = Overall Wins-Losses
• PF = Total Points For
• PA = Total Points Against
• N. Pts = Point Differential
• Home = Home Record
• Away = Away Record
• Strk = Current Streak

Top Basketball Pages