North Carolina vs UCF Prediction, Picks & Odds | 20 Sep 2025

College Football Betting Preview: North Carolina vs UCF

North Carolina meet UCF in this NCAAF Week 4 matchup at Acrisure Bounce House, with kickoff scheduled for 15:30 on Saturday 20 September. Our betting preview features expert predictions, picks, the latest betting odds and H2H stats.

The Total Line Could Be Too Low

We’re confident that Over 46.5 is the value play at -110. We’re expecting UCF and North Carolina to rack up the points, so we’ll have a bet on the totals.

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Both Teams Won Last Time Out

North Carolina Tar Heels have won their previous two games. The latest was a 41-6 home triumph at Kenan Stadium against Richmond Spiders.

UCF Knights last game was a 68-7 home win. This victory over North Carolina A&T Aggies at Acrisure Bounce House made it back-to-back victories.

North Carolina vs UCF Prediction & Picks

Our expert North Carolina vs UCF betting tips include a main match prediction, a correct score pick and bet builder advice. Explore each section below for detailed insights.

Game Prediction

Over 46.5 points seems like a realistic outcome for this college football showdown. We’re taking odds of -110 on the basis that the total line is too low.

Sportsgambler.com brings strong college football expertise, built on knowing the team news as soon as it’s confirmed. Recent form plays a big part in our CFB picks and we always back it up with the most relevant stats.

Key North Carolina vs UCF stats:

• The 46.5 line has been covered in 15 of the last 20 North Carolina games on the road.
• The 46.5 line has been covered in 7 of the last 10 North Carolina games.
• The 46.5 line has been covered in 15 of the last 20 UCF games.
• The 46.5 line has been covered in 7 of the last 10 UCF games at home.

Over 46.5 Probability

The top betting apps are suggesting that our pick has a 52.4% chance of delivering a return. Our experts think there’s a stronger chance of success and calculate the probability to be 55-60%. The wager can be recommended for this precise reason.

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Best Bet

Over 46.5 Points @ -110 Bet Now

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Correct Score Prediction

North Carolina 20 - 35 UCF

Should you wish to go for a speculative bet, try UCF to triumph 35-20 on the correct score lines. This should be a fun wager which could potentially yield a huge return.

North Carolina vs UCF Odds

The odds and lines are updated on a frequent basis. You might therefore find that they are different to the ones listed for the betting predictions and bet builder tips.

Latest Odds Suggest UCF Win

With a 71% chance of securing victory, UCF are favorites for this college game and the sportsbooks have them at betting odds of -250. If you’re looking for an alternative angle, North Carolina are trading at +202.

The current spread is 6.5 and the total points line is 46.5. A Total bet relates to the number of points that will be scored overall. If you want to back Over 46.5, it’s -110.

The top sportsbooks offer a huge selection of team props and game lines when it comes to most college football games. Make sure you look through all the available options before deciding which bet to place.

Moneyline

UNC

+202

UCF

-250

Point Spread

UNC +6.5

-100

UCF -6.5

-122

Total Points

Under 46.5

-110

Over 46.5

-110

Player Odds

Rushing Yards

Myles Montgomery (UCF)

Over 89.5

-114

Under 89.5

-114

Demon June (UNC)

Over 58.5

-114

Under 58.5

-114

UCF Have Collected Five Wins in Past Ten Home Games

UCF own a 5-5 mark in their past 10 home games, putting up 33.20 points on average and giving up 20.80.

North Carolina have a 4-6 record in their last 10 road games, scoring 24.80 points per contest and conceding 25.30.

Last 10 Games		W-L	P	PF	PA	O46.5	U46.5
UCF Home Stats		5-5	54.00	33.20	20.80	7	3
North Carolina Away Stats		4-6	50.10	24.80	25.30	5	5

• W-L = Wins-Losses
• P = Avg. Points
• PF = Avg. Points For
• PA = Avg. Points Against
• O46.5 = Games Over 46.5 Points
• U46.5 = Games Under 46.5 Points

Last 5 & H2H

Latest regular season and playoff games stats.

North Carolina Tar Heels Stats

UCF Knights Stats

Moneyline

• 5 wins and 5 defeats in the last 10 games
• 4 wins and 6 defeats in the last 10 games on the road

Moneyline

• 3 wins and 7 defeats in the last 10 games
• 5 wins and 5 defeats in the last 10 home games

Point Spread

• +6.5 Betting Line: Have covered the spread in 6 of the last 10 games
• +6.5 Betting Line on the Road: Have covered the spread in 6 of the last 10 games on the road

Point Spread

• -6.5 Betting Line: Have covered the spread in 3 of the last 10 games
• -6.5 Betting Line at Home: Have covered the spread in 5 of the last 10 home games

Total Points

• Game Totals: An average of 53.10 pts in the previous 10 games
• Game Totals on the Road: An average of 50.10 pts in the previous 10 games on the road
• Over 46.5: Covered in 7 of the previous 10 games
• Over 46.5 on the Road: Covered in 5 of the previous 10 games on the road
• Team Totals: Have scored an average of 28.10 pts and allowed 25.00 pts in the last 10 games
• Team Totals on the Road: Have scored an average of 24.80 pts and allowed 25.30 pts in the last 10 games on the road

Total Points

• Game Totals: An average of 53.30 pts in the previous 10 games
• Game Totals at Home: An average of 54.00 pts in the previous 10 home games
• Over 46.5: Covered in 6 of the previous 10 games
• Over 46.5 at Home: Covered in 7 of the previous 10 home games
• Team Totals: Have scored an average of 29.20 pts and allowed 24.10 pts in the last 10 games
• Team Totals at Home: Have scored an average of 33.20 pts and allowed 20.80 pts in the last 10 home games

NCAAF Standings Select Season 2025/20262024/20252023/20242022/20232021/20222020/20212019/2020

Big 12	W	L	PF	PA	N. Pts	Home	Away	Strk
Arizona	3	0	111	26	85	3-0	0-0	3W
BYU	2	0	96	3	93	2-0	0-0	2W
Houston	3	0	98	29	69	2-0	1-0	3W
Iowa State	4	0	119	57	62	2-0	2-0	4W
TCU	2	0	90	35	55	1-0	1-0	2W
Texas Tech	3	0	174	35	139	3-0	0-0	3W
UCF	2	0	85	17	68	2-0	0-0	2W
Utah	3	0	137	25	112	1-0	2-0	3W
Baylor	2	1	114	90	24	1-1	1-0	2W
Cincinnati	2	1	121	40	81	2-1	0-0	2W
Kansas	2	1	108	56	52	2-0	0-1	1L
West Virginia	2	1	86	44	42	2-0	0-1	1W
Oklahoma State	1	1	30	76	-46	1-0	0-1	1L
Colorado	1	2	71	70	1	1-1	0-1	1L
Kansas State	1	3	97	106	-9	1-2	0-1	2L

Atlantic Coast	W	L	PF	PA	N. Pts	Home	Away	Strk
California	3	0	96	32	64	2-0	1-0	3W
Florida State	2	0	108	20	88	2-0	0-0	2W
Georgia Tech	3	0	110	53	57	2-0	1-0	3W
Louisville	2	0	79	31	48	2-0	0-0	2W
Miami	3	0	121	39	82	3-0	0-0	3W
NC State	3	0	93	72	21	2-0	1-0	3W
Wake Forest	2	1	76	53	23	2-1	0-0	1L
Virginia	2	1	134	58	76	2-0	0-1	1W
SMU	2	1	115	71	44	1-1	1-0	1W
Syracuse	2	1	119	89	30	2-0	0-1	2W
Pittsburgh	2	1	130	57	73	2-0	0-1	1L
North Carolina	2	1	75	57	18	1-1	1-0	2W
Boston College	1	2	126	82	44	1-0	0-2	2L
Clemson	1	2	58	57	1	1-1	0-1	1L
Duke	1	2	91	96	-5	1-1	0-1	2L
Stanford	1	2	53	70	-17	1-0	0-2	1W
Virginia Tech	0	3	57	113	-56	0-2	0-1	3L