UTSA vs Charlotte Prediction, Picks & Odds | 15 Nov 2025

College Football Betting Preview: UTSA vs Charlotte

UTSA square off against Charlotte at Jerry Richardson Stadium, with kickoff scheduled for 12:00 on Saturday, November 15.

It’s all about Charlotte to stay ahead of the curve against UTSA. We like this pick and the spread of +18.5 looks more than generous at -110.

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UTSA Roadrunners have now lost three straight road games. In their previous game, South Florida won 55-23 at Raymond James Stadium.

Charlotte 49ers have been beaten in their last six games. On the road at Dowdy-Ficklen Stadium, East Carolina Pirates recently beat them 48-22.

UTSA vs Charlotte Prediction & Picks

Make the most of UTSA vs Charlotte with our betting analysis that includes an expert match prediction, expected scoreline and a hand-picked bet builder designed for value.

Game Prediction

The underdogs have been given a big number on the spread. We recommend taking the -110 that Charlotte cover the +18.5 in this college football showdown.

Sportsgambler.com brings strong college football expertise, built on knowing the team news as soon as it’s confirmed. Recent form plays a big part in our CFB picks and we always back it up with the most relevant stats.

Key UTSA vs Charlotte stats:

• The +18.5 line has been covered by Charlotte in 3 of their last 5 games at home.
• The +18.5 line has been covered by Charlotte in 11 of their last 20 games at home.
• The -18.5 line hasn’t been covered by UTSA in 14 consecutive games on the road.
• The -18.5 line hasn’t been covered by UTSA in 18 of their last 20 games on the road.

Charlotte +18.5 Probability

The top betting apps make it a 52.4% chance that our pick is settled as a winner. After careful examination, our cappers have this probability somewhere between 55-60%. It’s the reason why we are recommending this college bet.

There are lots of ways to back Charlotte and that includes the Winning Margin lines. Choose from a range of fixed intervals and get rewarded if you’re on the money.

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Our Game Prediction

Charlotte +18.5 @ -110 Bet Now

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Correct Score Prediction

UTSA 38 - 27 Charlotte

There is a speculative bet that can be enjoyed on the Roadrunners when it comes to the correct score lines. Taking them to win 38-27 should provide some entertainment.

UTSA vs Charlotte Odds

The odds and lines are updated on a frequent basis. You might therefore find that they are different to the ones listed for the betting predictions and bet builder tips.

UTSA are strong -833 favorites to win this college game according to the Moneyline betting odds. The sportsbooks give them a 89% chance of claiming victory. If you’re looking for an alternative angle, Charlotte are trading at +570.

The current spread is 17.5 and the total points line is 57.5. The Totals offers football bettors an alternative way of getting involved. If you want to bet Under 57.5, there are odds of -105.

If you’re wagering on college football, we recommend heading to the best betting sites and scanning through the huge selection of team props and game lines. There’s the opportunity to bet pre-game and in-game.

Moneyline

UTSA

-833

Charlotte

+570

Point Spread

UTSA -17.5

-102

Charlotte +17.5

-120

Total Points

Under 57.5

-105

Over 57.5

-115

The gambling sites will have quarterback and player props available for each game. Check out the various betting lines and take a view on whether a player’s Passing Yards or Receiving Yards will be above or below a certain amount.

You don’t have to wait for the final outcome when it comes to college football micro betting. Instead, there’s the opportunity to wager on live lines which tend to be settled in a shorter space of time and the in-game odds are always changing.

Charlotte Currently at Three Home Losses in a Row

Charlotte have fallen to three defeats in succession at Jerry Richardson Stadium. They have four wins and six losses in the last 10 home games, putting up 23.40 points per contest and giving up 35.60.

UTSA have endured three consecutive losses away from home. They have one win and nine losses in the last 10 games on the road, scoring 22.50 points per contest and conceding 38.50.

Last 10 Games		W-L	P	PF	PA	O58.5	U58.5
Charlotte Home Stats		4-6	59.00	23.40	35.60	5	5
UTSA Away Stats		1-9	61.00	22.50	38.50	5	5

• W-L = Wins-Losses
• P = Avg. Points
• PF = Avg. Points For
• PA = Avg. Points Against
• O58.5 = Games Over 58.5 Points
• U58.5 = Games Under 58.5 Points

Latest regular season and playoff games stats.

UTSA Stats

Charlotte 49ers Stats

Moneyline

• 5 wins and 5 defeats in the last 10 games
• 1 win and 9 defeats in the last 10 games on the road

Moneyline

• 2 wins and 8 defeats in the last 10 games
• 3 wins and 7 defeats in the last 10 home games

Point Spread

• -18.5 Betting Line: Have covered the spread in 4 of the last 10 games
• -18.5 Betting Line on the Road: Have not covered the spread in any of the last 10 games on the road

Point Spread

• +18.5 Betting Line: Have covered the spread in 5 of the last 10 games
• +18.5 Betting Line at Home: Have covered the spread in 5 of the last 10 home games

Total Points

• Game Totals: An average of 65.10 pts in the previous 10 games
• Game Totals on the Road: An average of 61.00 pts in the previous 10 games on the road
• Over 58.5: Covered in 8 of the previous 10 games
• Over 58.5 on the Road: Covered in 5 of the previous 10 games on the road
• Team Totals: Have scored an average of 33.90 pts and allowed 31.20 pts in the last 10 games
• Team Totals on the Road: Have scored an average of 22.50 pts and allowed 38.50 pts in the last 10 games on the road

Total Points

• Game Totals: An average of 56.40 pts in the previous 10 games
• Game Totals at Home: An average of 58.20 pts in the previous 10 home games
• Over 58.5: Covered in 5 of the previous 10 games
• Over 58.5 at Home: Covered in 5 of the previous 10 home games
• Team Totals: Have scored an average of 19.10 pts and allowed 37.30 pts in the last 10 games
• Team Totals at Home: Have scored an average of 21.80 pts and allowed 36.40 pts in the last 10 home games

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