Chattanooga vs Citadel Prediction, Picks & Odds | 21 Feb 2026

College Basketball Betting Preview: Chattanooga vs Citadel

The Chattanooga Mocs battle the The Citadel Bulldogs, with tip-off scheduled for 13:00 on Saturday, February 21.

Our prediction is that Citadel will cover the line and prove to be competitive. It’s currently set at +3.5 against Chattanooga and that makes plenty of appeal, with -110 available.

Chattanooga Mocs got the win in their previous game. A 94-90 triumph occurred on the road when playing Mercer Bears.

The Citadel Bulldogs were beaten 78-75 in their last game, being turned over at home to Samford Bulldogs.

Head-to-Head Statistics

It was a 78-71 win for Citadel when they last played Chattanooga. Chattanooga have won seven of the past 10 games that these teams have played.

NCAAB	Overall	PF	PA	N. Pts	Home	Away	Strk
Chattanooga	13-19	2454	2408	46	7-9	6-10	1L
Citadel	11-22	2322	2558	-236	7-9	4-13	1L

View Full Standings

Chattanooga vs Citadel Prediction & Picks

The Chattanooga vs Citadel betting tips feature sharp analysis across major markets, including a key match prediction, correct score guidance and a ready-made bet builder.

Game Prediction

We’ll take a chance on Citadel in this college showdown. The underdogs have been given an appealing +3.5 on the spread. We think -110 can be taken with confidence that they cover the line.

Our basketball predictions are always well-researched, starting with a combination of the latest college hoops team news and current form. Once we’ve got a solid read on the matchup, we layer in the key data to back it up.

Key Chattanooga vs Citadel stats:

• The +3.5 line has been covered by Citadel in 4 of their last 5 games at home.
• The +3.5 line has been covered by Citadel in 6 of their last 10 games.
• The -3.5 line hasn’t been covered by Chattanooga in 7 of their last 10 games.
• The -3.5 line hasn’t been covered by Chattanooga in 13 of their last 20 games.
• The +3.5 line has been covered by Citadel in 2 consecutive games against Chattanooga.

Citadel +3.5 Probability

Based on the odds from the top betting sites, there’s a 52.4% likelihood of our pick delivering a return. However, our research has found that the actual probability is between 55-60%. The bet can be recommended for this precise reason.

If you want to secure a bigger possible payout on your bet, there’s the option to move the line. Take a look at the various prices and see which line you think will be covered.

Before placing your next bet, explore our trusted bonus guide featuring top free bets and generous sign-up offers.

Our Game Prediction

Citadel +3.5 @ -110 Bet Now

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Disclosure: This preview contains affiliate links; we may earn a commission at no extra cost to you. T&Cs apply. We only recommend licensed and regulated operators. See our Editorial Policy. Pick odds and lines reflect the price available at the time of publication (Feb 20, 23:02). Live market odds are updated regularly and may differ. 18+ (or legal age) | Gamble Responsibly.

Correct Score Prediction

Chattanooga 73 - 75 Citadel

We’re expecting a close contest so it might be worth going for Citadel to win by a 75-73 scoreline. You can get a massive price and we should hopefully get a run for our money.

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Chattanooga vs Citadel Odds

The odds and lines below are updated regularly and may differ from the prices shown in our picks, which are captured at the time of publication.

With a 66% chance of securing victory, Chattanooga are favorites for this college game and the sportsbooks have them at betting odds of -196. The market suggests that The Citadel are least likely to win at +162.

The spread is 4.5 and the total points line is currently 144.5. Basketball bettors love the chance to get an alternative angle by going for a Total wager. If you want to wager Over 144.5, there are odds of -115.

Whether you’re betting pre-game or in-game, the top basketball sportsbooks serve up a wide range of team props and game lines to choose from. The options are nearly endless, and it’s great to have so much variety.

Moneyline

Chattanooga

-196

Citadel

+162

Point Spread

Chattanooga -4.5

-102

Citadel +4.5

-120

Total Points

Under 144.5

-105

Over 144.5

-115

Prop bets don’t involve betting on a team to win and instead might look at a player’s individual performance. For example, the number of Points they might score or the number of Assists they might have.

You don’t have to wait for the final outcome when it comes to college basketball micro betting. Instead, there’s the opportunity to wager on live lines which tend to be settled in a shorter space of time and the in-game odds are always changing.

Latest regular season and playoff games stats.

Chattanooga Stats

Citadel Stats

Moneyline

• 3 wins and 7 defeats in the last 10 games
• 4 wins and 6 defeats in the last 10 games on the road

Moneyline

• 5 wins and 5 defeats in the last 10 games
• 5 wins and 5 defeats in the last 10 home games

Point Spread

• -3.5 Betting Line: Have covered the spread in 3 of the last 10 games
• -3.5 Betting Line on the Road: Have covered the spread in 4 of the last 10 games on the road

Point Spread

• +3.5 Betting Line: Have covered the spread in 6 of the last 10 games
• +3.5 Betting Line at Home: Have covered the spread in 6 of the last 10 home games

Total Points

• Game Totals: An average of 150.30 pts in the previous 10 games
• Game Totals on the Road: An average of 149.80 pts in the previous 10 games on the road
• Over 143.5: Covered in 6 of the previous 10 games
• Over 143.5 on the Road: Covered in 5 of the previous 10 games on the road
• Team Totals: Have scored an average of 72.60 pts and allowed 77.70 pts in the last 10 games
• Team Totals on the Road: Have scored an average of 73.50 pts and allowed 76.30 pts in the last 10 games on the road

Total Points

• Game Totals: An average of 141.80 pts in the previous 10 games
• Game Totals at Home: An average of 144.30 pts in the previous 10 home games
• Over 143.5: Covered in 4 of the previous 10 games
• Over 143.5 at Home: Covered in 5 of the previous 10 home games
• Team Totals: Have scored an average of 68.50 pts and allowed 73.30 pts in the last 10 games
• Team Totals at Home: Have scored an average of 71.00 pts and allowed 73.30 pts in the last 10 home games

NCAAB Table Select Season 2025/20262024/20252023/20242022/20232021/20222020/20212019/2020

Southern	Overall	PF	PA	N. Pts	Home	Away	Strk
E. Tennessee St.	23-11	2638	2356	282	15-5	8-6	1L
Furman	22-12	2600	2397	203	13-6	9-6	3W
Mercer	19-13	2646	2416	230	14-2	5-11	1L
Wofford	19-13	2520	2468	52	10-6	9-7	2L
Samford	18-14	2525	2409	116	11-4	7-10	1L
Western Carolina	15-16	2432	2397	35	10-3	5-13	1L
UNC Greensboro	15-19	2673	2736	-63	10-6	5-13	1L
Chattanooga	13-19	2454	2408	46	7-9	6-10	1L
Citadel	11-22	2322	2558	-236	7-9	4-13	1L
VMI	6-26	2303	2560	-257	5-9	1-17	17L

• Overall = Overall Wins-Losses
• PF = Total Points For
• PA = Total Points Against
• N. Pts = Point Differential
• Home = Home Record
• Away = Away Record
• Strk = Current Streak

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