Toledo vs Ball State Prediction, Picks & Odds | 03 Oct 2026

College Football Betting Preview: Toledo vs Ball State

Toledo go up against Ball State at Scheumann Stadium, with kickoff scheduled for 14:00 on Saturday, October 3.

Go for Under at -105. It might be defenses on top when Ball State clash with Toledo, with the 51.5 points line looking on the high side when it comes to the totals.

Toledo Rockets made it three consecutive wins after a 41-16 home success over San Diego State Aztecs at Glass Bowl.

Ball State Cardinals have been defeated in back-to-back games. On the road at Dix Stadium, Kent State Golden Flashes recently beat them 26-13.

Head-to-Head Statistics

Toledo triumphed 38-9 when they last played Ball State. This head-to-head was played at Glass Bowl. It’s been four Toledo wins in the past 6 games between these teams.

Toledo vs Ball State Prediction & Picks

Our expert Toledo vs Ball State betting tips include a main match prediction, a correct score pick and bet builder advice. Explore each section below for detailed insights.

Game Prediction

The -105 for Under 51.5 points to be scored by the two teams looks like really good value in this college football matchup. Our best pick is that the teams might not collectively reach this total.

Our CFB predictions are built after tracking the latest team news and reviewing recent form. We also dive into stats, which often serve as a solid barometer for how the action might unfold.

Key Toledo vs Ball State stats:

• The 51.5 line hasn’t been covered in the last 9 Toledo games on the road.
• The 51.5 line hasn’t been covered in 16 of the last 20 Toledo games on the road.
• The 51.5 line hasn’t been covered in 14 of the last 20 Ball State games at home.
• The 51.5 line hasn’t been covered in 6 of the last 10 Ball State games at home.
• The 51.5 line hasn’t been covered in the last 5 games between these teams.

Under 51.5 Probability

Looking at the latest betting odds, our pick has a 51.3% chance of winning. Our experts think there’s a stronger chance of success and calculate the probability to be closer to 60%. It’s why we think it’s worth placing this college bet.

Bettors looking for more juice from their Unders bet can check out the Result & Total lines. Here you simply combine points with the team that will win.

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Our Game Prediction

Under 51.5 Points @ -105 Bet Now

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Correct Score Prediction

Toledo 38 - 10 Ball State

There are lots of different ways to back the Rockets on the correct score betting and something like 38-10 in their favor might be along the right lines at massive odds.

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Toledo vs Ball State Odds

The odds and lines below are updated regularly and may differ from the prices shown in our picks, which are captured at the time of publication.

You might not get rich backing Toledo at -1429. However, the sportsbooks’ betting odds imply a 93% chance of winning this college game. For those wanting to back Ball State, you will find +800 about the underdogs.

There is a spread of 20.5 and total points has a line of 51.5. There is no denying the popularity of wagering on the Totals. If you fancy Under 51.5, then the odds are -105.

Consider every angle when placing your college football wagers. The best betting sites have a huge selection of team props and game lines and it’s all about finding a bet which matches your prediction of the game.

Moneyline

Toledo

-1429

Ball State

+800

Point Spread

Toledo -20.5

-110

Ball State +20.5

-110

Total Points

Under 51.5

-105

Over 51.5

-115

The best gambling sites offer quarterback and player prop betting to their customers. These can be a great alternative if you want to focus on an individual’s performance within a game and it often involves wagering over or under a line.

Instead of focusing on the overall outcome, some bettors prefer to look at the college football micro betting lines. As the name suggests, it means placing short-term in-game wagers and this might include the Next Play or Next Drive Result.

Ball State Have Picked Up Six Wins From Last Ten Home Games

Ball State own a 6-4 mark in their past 10 home games, scoring 26.40 points per contest and conceding 25.80.

Toledo have three wins and seven losses in the last 10 games on the road, averaging 18.90 points on offense and surrendering 20.60 on defense.

Toledo defeated Ball State 13-6 in their last meeting at Scheumann Stadium. Across the past 3 head-to-head meetings at Scheumann Stadium, Toledo have recorded two wins, with Ball State winning once.

Last 10 Games		W-L	P	PF	PA	O51.5	U51.5
Ball State Home Stats		6-4	52.20	26.40	25.80	4	6
Toledo Away Stats		3-7	39.50	18.90	20.60	1	9

• W-L = Wins-Losses
• P = Avg. Points
• PF = Avg. Points For
• PA = Avg. Points Against
• O51.5 = Games Over 51.5 Points
• U51.5 = Games Under 51.5 Points

Latest regular season and playoff games stats.

Toledo Rockets Stats

Ball State Cardinals Stats

Moneyline

• 7 wins and 3 defeats in the last 10 games
• 3 wins and 7 defeats in the last 10 games on the road

Moneyline

• 3 wins and 7 defeats in the last 10 games
• 6 wins and 4 defeats in the last 10 home games

Point Spread

• -20.5 Betting Line: Have covered the spread in 5 of the last 10 games
• -20.5 Betting Line on the Road: Have covered the spread in 1 of the last 10 games on the road

Point Spread

• +20.5 Betting Line: Have covered the spread in 6 of the last 10 games
• +20.5 Betting Line at Home: Have covered the spread in 9 of the last 10 home games

Total Points

• Game Totals: An average of 50.40 pts in the previous 10 games
• Game Totals on the Road: An average of 39.50 pts in the previous 10 games on the road
• Over 51.5: Covered in 3 of the previous 10 games
• Over 51.5 on the Road: Covered in 1 of the previous 10 games on the road
• Team Totals: Have scored an average of 32.70 pts and allowed 17.70 pts in the last 10 games
• Team Totals on the Road: Have scored an average of 18.90 pts and allowed 20.60 pts in the last 10 games on the road

Total Points

• Game Totals: An average of 49.90 pts in the previous 10 games
• Game Totals at Home: An average of 52.20 pts in the previous 10 home games
• Over 51.5: Covered in 5 of the previous 10 games
• Over 51.5 at Home: Covered in 4 of the previous 10 home games
• Team Totals: Have scored an average of 18.00 pts and allowed 31.90 pts in the last 10 games
• Team Totals at Home: Have scored an average of 26.40 pts and allowed 25.80 pts in the last 10 home games

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