Charlotte vs Temple Prediction, Picks & Odds | 28 Jan 2026

College Basketball Betting Preview: Charlotte vs Temple

The Charlotte 49ers battle the Temple Owls, with tip-off scheduled for 19:00 on Wednesday, January 28.

Our prediction is to snap up the -105 that Temple are able to cover the spread. The favorites are -4.5 in their meeting with Charlotte and the margin of victory could be a good deal more significant.

Charlotte 49ers won their previous game, beating Tulane Green Wave at home. It was a 73-70 win.

Temple Owls got the win in their last game. A 70-64 triumph occurred on the road when meeting UTSA Roadrunners.

Head-to-Head Statistics

The last matchup between Temple and Charlotte saw the former win. It was a 76-73 scoreline. It’s been three Temple wins in the past 5 games between these teams.

NCAAB	Overall	PF	PA	N. Pts	Home	Away	Strk
Temple	16-16	2366	2264	102	10-7	6-9	2L
Charlotte	17-17	2492	2530	-38	12-7	5-10	1L

View Full Standings

Charlotte vs Temple Prediction & Picks

We’ve lined up expert Charlotte vs Temple betting tips, from our main match prediction and correct score call to bet builder advice. Read on for the full breakdown.

Game Prediction

Get with the favorites with a -4.5 spread. We like this bet and are backing Temple at odds of -105 to enjoy a solid win in this college showdown.

Injuries can influence the outcome and our college basketball handicappers factor that in alongside the latest form guide. We apply the same approach to the stats to build the clearest picture of how the game might unfold.

Key Charlotte vs Temple stats:

• The -4.5 line has been covered by Temple in 6 of their last 10 games at home.
• The -4.5 line has been covered by Temple in 3 of their last 5 games at home.
• The +4.5 line hasn’t been covered by Charlotte in 12 of their last 20 games on the road.

Temple -4.5 Probability

The top betting apps imply that our pick has a 51.3% prospect of delivering a return. After careful examination, our analysts have this probability somewhere between 55-60%. It is the reason why we are recommending this college basketball wager.

Those wanting an alternative to the point spread can consider Winning Margin where there are several options. Take a view on Temple and their performance.

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Our Game Prediction

Temple -4.5 @ -105 Bet Now

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Correct Score Prediction

Charlotte 70 - 78 Temple

Let’s roll the dice and try Temple to achieve a 78-70 winning scoreline. There are huge betting odds for this potential outcome and it’s a fun type of wager to enjoy.

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Charlotte vs Temple Odds

The odds and lines below are updated regularly and may differ from the prices shown in our picks, which are captured at the time of publication.

For this college game, the sportsbooks’ Moneyline betting odds mean Temple are -208 favorites to win and that means a 68% chance of landing a victory. The market suggests that Charlotte are least likely to win at +172.

The spread is calculated to be 4.5, while total points comes in at 139.5. There are many ways to bet on basketball including the Totals. If you fancy Over 139.5, this outcome can be backed at -110.

You’ll find a broad selection of team props and game lines for most college contests, with the best basketball betting sites offering plenty of options. Be sure to review both the pre-game and in-game markets before placing your bets.

Moneyline

Charlotte

+172

Temple

-208

Point Spread

Charlotte +4.5

-120

Temple -4.5

-102

Total Points

Under 139.5

-110

Over 139.5

-110

As an alternative to the game lines, check out the player prop bets that are available. It’s especially great if you have a view when it comes to Turnovers, Steals, Blocks and Points, while there are lots of other options.

Instead of focusing on the overall outcome, some bettors prefer to look at the college basketball micro betting lines. As the name suggests, it means placing short-term in-game wagers and this might include Next Field Goal, with the options being for a two-pointer or a three-pointer.

Latest regular season and playoff games stats.

Charlotte Stats

Temple Stats

Moneyline

• 7 wins and 3 defeats in the last 10 games
• 4 wins and 6 defeats in the last 10 games on the road

Moneyline

• 8 wins and 2 defeats in the last 10 games
• 7 wins and 3 defeats in the last 10 home games

Point Spread

• +4.5 Betting Line: Have covered the spread in 8 of the last 10 games
• +4.5 Betting Line on the Road: Have covered the spread in 5 of the last 10 games on the road

Point Spread

• -4.5 Betting Line: Have covered the spread in 5 of the last 10 games
• -4.5 Betting Line at Home: Have covered the spread in 6 of the last 10 home games

Total Points

• Game Totals: An average of 153.10 pts in the previous 10 games
• Game Totals on the Road: An average of 138.60 pts in the previous 10 games on the road
• Over 140.5: Covered in 9 of the previous 10 games
• Over 140.5 on the Road: Covered in 5 of the previous 10 games on the road
• Team Totals: Have scored an average of 78.10 pts and allowed 75.00 pts in the last 10 games
• Team Totals on the Road: Have scored an average of 68.30 pts and allowed 70.30 pts in the last 10 games on the road

Total Points

• Game Totals: An average of 137.10 pts in the previous 10 games
• Game Totals at Home: An average of 149.70 pts in the previous 10 home games
• Over 140.5: Covered in 4 of the previous 10 games
• Over 140.5 at Home: Covered in 8 of the previous 10 home games
• Team Totals: Have scored an average of 72.00 pts and allowed 65.10 pts in the last 10 games
• Team Totals at Home: Have scored an average of 80.40 pts and allowed 69.30 pts in the last 10 home games

NCAAB Table Select Season 2025/20262024/20252023/20242022/20232021/20222020/20212019/2020

American Athletic Conference	Overall	PF	PA	N. Pts	Home	Away	Strk
Tulsa	26-7	2824	2409	415	15-2	11-5	1L
South Florida	25-8	2895	2492	403	16-4	9-4	11W
Wichita State	22-11	2562	2324	238	15-5	7-6	1L
UAB	20-12	2535	2361	174	9-10	11-2	1L
North Texas	19-14	2341	2225	116	13-5	6-9	1L
Florida Atlantic	18-15	2596	2453	143	12-6	6-9	1L
Tulane	18-15	2389	2493	-104	10-9	8-6	1L
Charlotte	17-17	2492	2530	-38	12-7	5-10	1L
Temple	16-16	2366	2264	102	10-7	6-9	2L
Rice	13-18	2291	2311	-20	9-8	4-10	1W
Memphis	13-19	2407	2454	-47	10-8	3-11	1L
East Carolina	11-20	2217	2401	-184	7-12	4-8	2L
UTSA	5-25	2084	2422	-338	2-12	3-13	5L

• Overall = Overall Wins-Losses
• PF = Total Points For
• PA = Total Points Against
• N. Pts = Point Differential
• Home = Home Record
• Away = Away Record
• Strk = Current Streak

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